Discover the Top 10 Crypto Debit and Credit Cards of 2023
Crypto debit and credit cards offer a great way to spend your crypto assets while enjoying the convenience of traditional payment cards. With the rise in cryptocurrency adoption around the world, more companies are introducing various types of crypto payment options, including specialized debit and credit cards.
In 2023, there will be plenty of exciting options for crypto users, including cards with competitive rewards programs and more user-friendly features. To help you find the right card for your needs, we’ve rounded up some of the best crypto debit and credit cards available in 2023.
| Debit/Credit cards | Pros | Cons |
| Crypto.com Visa Card | No annual fee No credit pull required No ATM fees Short lead times––instantly access and process funds Generous cashback spending offers | A long list of exclusions of MCCs that do not earn CRO rewards Extremely high staking requirements for most of their card tiers. Low monthly ATM limits on lower-tier cards |
| Wirex Crypto Debit Card | Cashback and referral bonuses Supports 150+ traditional and fiat currencies No issuance or monthly fees | Must have a balance in Wirex WXT tokens for rewards |
| Swipe Crypto Debit Card | A strong choice for heavy Binance traders (no withdrawal fees to Swipe Wallet). Visa cards are supported pretty much worldwide. 4 different cards with a tier-based benefit model. Spend crypto automatically, with no manual top-ups. Up to 8% cashback in crypto. No foreign transactions for certain tiers. Rewards and benefits programs. Google Pay, Apple Pay, and Samsung Pay Available in the EU, UK, and USA. No monthly fees, sign-up fees, or purchase fees! Exchange is commission free! | Have to lockup SXP tokens to access the best rewards and cashback. Foreign transaction fees are only free for Steel and Slate users. A custodial wallet means you could lose access to your funds. The project is still relatively new and changes things around A LOT (and vaguely!). Hard to export history/usage for tax reporting purposes. The mobile app is clunky. Customer service agents seem to be outsourced so rarely know the answer to technical questions. |
| TenX Crypto Debit Card | The company behind the card was founded in 2015 Incubated by PayPal Accompanying mobile app makes it easy to manage the TenX Visa card A TenX virtual Visa card is available It’s a Visa card, so it can be used in payment terminals all over the world | Only supports 4 crypto assets No rewards program for the card The issuing bank for the TenX Visa card faced solvency issues in 2020 Currently only available in 3 countries |
| Coinbase Visa | $0 annual fee Earn crypto back on every purchase Used everywhere Visa is accepted Debit card—no credit check required No ATM fees | Monthly spending limits which put a cap on rewards earnings No bonus categories for spending Must have a Coinbase account to qualify |
| Binance Visa Card | Low transaction and processing fees You can use your crypto-based Visa card worldwide wherever Visa is accepted. Binance is among the most popular and secure crypto platforms. | Taxation: For each country, you should check and make sure how crypto is taxed (if there is any and how much) because to spend your crypto, you sell it for fiat and then spend the fiat. |
| eToro Money Card | The platform offers an engaging communal experience Cryptocurrency holdings may be transferred off the platform Comprehensive educational resources | Not available in New York, Hawaii, Minnesota, and Nevada Limited customer service |
| Gemini Mastercard | Earn 3% back on dining (on up to $6,000 in annual spending; then 1%), 2% back on groceries, and 1% back on all other purchases Earn rewards in Bitcoin or any crypto on Gemini and receive rewards in real time for qualifying transactions No exchange fees to acquire your crypto rewards Manage and freeze your card from the app No annual fee | No welcome bonus No intro APR Few benefits |
| Bitpay Mastercard | One of the oldest Bitcoin companies in existence Reputable brand No monthly fee Integrated into the Bitpay wallet app No proprietary token Available in the United States No fees for loading bitcoin onto the card | The card isn’t free $5 inactivity fee Bitcoin support only No cash back rewards or benefits Currently only available in the United States High ATM withdrawal limits |
| Nexo Mastercard | It works like any other card from Mastercard and is accepted by more than 40 million merchants worldwide Control the card from the Nexo app with features like single-tap card freezing and instant notifications on all transactions 2% cash back on all purchases Virtual cards can be created for safer online shopping There can be tax-related benefits to borrowing against your crypto holdings instead of selling your Bitcoin for cash | It’s not a Visa card Can only be used by borrowers on the Nexo platform Still in an early access phase |
1.Crypto.com Visa Card
Crypto.com Visa Card is the perfect way to get started with cryptocurrency debit cards. With Crypto.com Visa Card, users can earn up to 5% cashback in the form of CRO Rewards when purchasing goods and services from merchants who accept Visa. The more you stake, the higher level card you unlock, unlocking more benefits and perks along the way. The highest card level is Obsidian, offering up to 5% cashback on most purchases. Crypto.com Visa Card makes it easy for users to make payments with cryptocurrency anytime, anywhere. Plus, cardholders can easily convert their CRO rewards into other digital coins or even fiat currency through crypto.com’s platform.
Crypto debit cards offer a convenient way to spend your cryptocurrency without going through the tedious process of converting it back to fiat money. Plus, crypto debit cards come with a host of other benefits such as easy access to funds, lower transaction fees, and higher cashback rewards compared to traditional debit cards. So if you’re looking for an easy and secure way to spend your cryptocurrency, a crypto debit card could be a perfect choice.
2. Wirex Crypto Debit Card
The Wirex crypto debit card is the perfect choice for anyone looking to spend their cryptocurrency easily and securely. The Wirex app allows you to easily convert your digital coins into fiat currency, which can then be used to make purchases or withdraw cash from ATMs. Plus, with its low transaction fees and generous rewards program, the Wirex crypto debit card is a great way to get the most out of your cryptocurrency.
Additionally, Wirex offers an incredibly convenient way to manage your crypto and fiat currencies in one place. With its intuitive interface and seamless integration with the DeFi market, it’s the perfect tool for experienced investors looking to manage their portfolio of digital assets.
So if you’re looking for an easy and secure way to spend your cryptocurrency, consider the Wirex crypto debit card. With its low fees and generous rewards program, it’s the perfect choice for anyone wanting to get the most out of their digital coins. Plus, with its easy-to-use mobile app and worldwide acceptance, you can be sure that your crypto is always within reach. Whether you’re shopping online or at a store, the Wirex crypto debit card makes it easy to enjoy the convenience of cryptocurrency payments anytime, anywhere.
3. Swipe Crypto Debit Card
The Swipe crypto debit card is the perfect choice for anyone looking to spend their cryptocurrency easily and securely. Swipe offers a wide range of features, including low transaction fees, instant transfers, and rewards programs. Plus, with its mobile app and worldwide acceptance, you can be sure that your crypto is always within reach. Whether you’re shopping online or at a store, the Swipe crypto debit card makes it easy to enjoy the convenience of cryptocurrency payments anytime, anywhere.
Additionally, Swipe allows users to easily buy and sell digital coins with their debit cards. So if you’re looking for an easy and secure way to purchase cryptocurrency, the Swipe crypto debit card is a great choice. Plus, with its low fees and generous rewards program, it’s the perfect tool for anyone wanting to get the most out of their digital coins. With its low fees and generous rewards program, it’s the perfect choice for anyone wanting to get the most out of their digital coins.
4. TenX Crypto Debit Card
The TenX app allows users to instantly convert their digital coins into fiat currency, which can then be used to make purchases or withdraw cash from ATMs. Plus, with its low transaction fees and generous rewards program, the TenX crypto debit card is a great way to get the most out of your cryptocurrency.
Additionally, TenX provides users with convenient tools to manage their crypto and fiat currencies in one place. With its intuitive interface and seamless integration with the DeFi market, it’s the perfect tool for experienced investors looking to manage their portfolio of digital assets. So if you’re looking for an easy and secure way to spend your cryptocurrency, consider the TenX crypto debit card.
So if you’re looking for an easy and secure way to spend your cryptocurrency, consider the TenX crypto debit card. its easy-to-use mobile app and worldwide acceptance ensure that your crypto is always within reach. Whether you’re shopping online or at a store, the TenX crypto debit card makes it easy to enjoy the convenience of cryptocurrency payments anytime, anywhere.
5. Coinbase Visa
The Coinbase Visa debit card is one of the most popular crypto debit cards on the market. With its easy-to-use mobile app, it’s a great way to spend your cryptocurrency with ease. Additionally, Coinbase offers users an incredibly convenient way to manage their crypto and fiat currencies in one place. With its intuitive interface and seamless integration with the DeFi market, it’s the perfect tool for all investors looking to manage their portfolio of digital assets.
Low transaction fees and a generous rewards program ensure the Coinbase Visa debit card is a great pick. So if you’re looking for an easy and secure way to spend your cryptocurrency, consider the Coinbase Visa debit card. It’s the perfect choice for anyone wanting to get the most out of their digital coins. Plus, with its easy-to-use mobile app and worldwide acceptance, you can be sure that your crypto is always within reach.
6. eToro Money Card
The eToro Money Card is the perfect choice for anyone looking to spend their cryptocurrency easily and securely with its mobile app and worldwide acceptance, you can be sure that your crypto is always within reach. Whether you’re shopping online or at a store, the eToro Money Card makes it easy to enjoy the convenience of cryptocurrency payments anytime, anywhere.
Low transaction fees and rewards programs provide you with a great way to get the most out of your cryptocurrency. Additionally, eToro offers an incredibly convenient way to manage your crypto and fiat currencies in one place. Plus, with its easy-to-use mobile app and worldwide acceptance, you can be sure that your crypto is always within reach. Get your eToro Money Card today and start spending your cryptocurrency with ease.
7. Binance Visa Card
The Binance Visa Card is one of the top crypto debit cards on the market. With its low fees, generous rewards program, and easy-to-use mobile app, it’s a great way to spend your cryptocurrency. Additionally, Binance offers users an incredibly convenient way to manage their crypto and fiat currencies in one place, offering an intuitive platform and seamless integration with the Defi market.
The Binance Visa Card makes it easy to enjoy the convenience of cryptocurrency payments anytime, anywhere. So if you’re looking for an easy and secure way to spend your crypto, consider the Binance Visa Card. The Binance Visa card is a top-notch way to maximize your cryptocurrency holdings. Plus, it provides the ultimate convenience of managing both crypto and fiat currencies through one single platform. With its straightforward design, this advanced tool is perfect for seasoned investors looking to manage their digital assets portfolio without any hassle.
Whether you’re shopping online or at a store, the Binance Visa card makes it easy to enjoy the convenience of spending your cryptocurrency anytime, anywhere. Get your Binance Visa Card today and start capitalizing on all that cryptocurrency has to offer!
8. Gemini Mastercard
Gemini Mastercard is a perfect choice for anyone looking to leverage the convenience of their crypto in everyday transactions. With its easy-to-use mobile app and worldwide acceptance, you can be sure that your crypto is always within reach. Plus, with its low transaction fees and generous rewards program, the Gemini Mastercard makes it easy to get the most out of your cryptocurrency.
Additionally, Gemini offers an incredibly convenient way to manage your crypto and fiat currencies in one place. With its intuitive interface, it’s the perfect tool for experienced investors looking to manage their portfolio of digital assets. So if you’re looking for an easy and secure way to spend your cryptocurrency, consider the Gemini Mastercard. Low fees and rewards programs ensure you’ll get the most out of your digital coins. Get your Gemini Mastercard today and start spending your cryptocurrency with ease.
9. Bitpay Mastercard
The Bitpay MasterCard is a great way to make payments and purchases with your cryptocurrency. With its easy-to-use mobile app and worldwide acceptance, you can be sure that your crypto is always within reach. Bitpay also offers an incredibly convenient way to manage your crypto and fiat currencies in one place, while the platform offers seamless integration with the Defi market.
If you’re searching for a protected and straightforward way to utilize your cryptocurrency, then the Bitpay MasterCard is just what you need. With very low fees and an exceptional rewards program that provides even more value, it’s the perfect choice for anyone looking to make the most of their digital coins. Additionally, its easy-to-use mobile app and global acceptance allow users to access their crypto from anywhere in the world! Get your Bitpay MasterCard now so that you can start spending with ease.
10. Nexo Mastercard
The Nexo MasterCard is the perfect choice for anyone looking to make the most of their crypto holdings. You can be sure that your digital coins are being used as efficiently as possible thanks to low transaction costs. Plus, with its easy-to-use mobile app and worldwide acceptance, you can access your crypto anywhere in the world!
Nexo also offers an incredibly convenient way to manage your crypto and fiat currencies in one place. So if you’re searching for a secure and straightforward way to use your cryptocurrency, the Nexo MasterCard is just what you need.
FAQs
Crypto debit and credit cards are cards that allow you to use your cryptocurrency holdings as a payment method. They work by converting the crypto assets into a fiat currency which can then be used by regular merchants. These cards make it easy for those who have invested in digital currencies like Bitcoin, Ethereum, Ripple, etc. to spend their cryptocurrency anywhere they go, just like a regular debit or credit card.
The cards are similar to traditional debit and credit cards. The user can then use the balance on the card like any other debit/credit card when making purchases. Most prepaid cards also have options for users to set up a direct deposit and online bill pay. Additionally, some prepaid cards may allow for ATM withdrawals or international transactions. It is important to read the terms and conditions of a particular card before use, as fees and other information may vary from card to card.
Crypto debit and credit cards offer several advantages to users. First, they provide a secure way to store and transact with cryptocurrencies without the need for an exchange or other third-party provider. Instead, funds are stored securely on the card, allowing quick access when needed. Crypto debit and credit cards also enable users to spend their cryptocurrency anywhere that accepts debit or credit cards, rather than having to find a specific merchant that accepts cryptocurrency.
Yes, most crypto debit and credit cards charge a fee for their services. The fees vary depending on the card provider, but they generally include transaction fees, annual membership fees, and foreign exchange conversion fees. Some cards may even have ATM withdrawal fees or additional charges for using certain merchants. Before signing up for a crypto debit or credit card, make sure to read the terms and conditions to understand any associated fees.
There are many crypto debit and credit cards available. Most of these cards are issued by companies that provide digital payment services, such as Crypto.com or Wirex. You can usually find a variety of crypto debit and credit cards on each provider’s website.
Conclusion
These are just a few of the many crypto debit cards available on the market. With so many to choose from, it’s important to do your research before selecting a card that best suits your needs. No matter which card you choose, you can be sure that these cards will make using and managing your digital coins easier than ever. When it comes to spending your cryptocurrency, there are plenty of options available. From the Gemini MasterCard and Bitpay MasterCard to the Nexo MasterCard, you can find a card that suits your needs and lifestyle. So get your crypto debit card today and start spending with ease.
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Disclaimer
In line with the Trust Project guidelines, please note that the information provided on this page is not intended to be and should not be interpreted as legal, tax, investment, financial, or any other form of advice. It is important to only invest what you can afford to lose and to seek independent financial advice if you have any doubts. For further information, we suggest referring to the terms and conditions as well as the help and support pages provided by the issuer or advertiser. MetaversePost is committed to accurate, unbiased reporting, but market conditions are subject to change without notice.
About The Author
Moses is an experienced freelance writer and analyst with a keen interest in how technology is disrupting the financial sector. He has written extensively on the subject of cryptocurrencies from an investment perspective, as well as from a technical standpoint. He has also been involved in trading cryptocurrencies for over two years.
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Moses is an experienced freelance writer and analyst with a keen interest in how technology is disrupting the financial sector. He has written extensively on the subject of cryptocurrencies from an investment perspective, as well as from a technical standpoint. He has also been involved in trading cryptocurrencies for over two years.
